Multiple Choice
Identify the letter of the choice that best
completes the statement or answers the question.
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1.
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Encouraging people to sell by telling them that minorities are moving in
is?
a. | blockbusting | c. | redlining | b. | steering |
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2.
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Hiring an Asian salesperson to deal only with Asian customers violates what
law?
a. | Federal Fair Housing Act of 1968 | b. | Statute of
Frauds |
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3.
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Limiting the neighborhoods in which properties are shown because of the race of
the particular buyer is:
a. | blockbusting. | c. | redlining_ | b. | steering |
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4.
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Showing blacks only property in black neighborhoods is?
a. | blockbusting | c. | redlining | b. | steering |
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5.
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Telling sellers that a religious commune is moving into the area is?
a. | blockbusting | c. | redlining | b. | steering |
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6.
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A lender that refuses to provide mortgage funds in a particular ethnic
neighborhood is guilty of:
a. | blockbusting. | c. | redlining. | b. | steering. |
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7.
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Telling owners in a racially changing neighborhood to "sell now-preserve
your equity" is:
a. | blockbusting. | c. | redlining | b. | steering |
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8.
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Fair Housing complaints are filed with?
a. | HUD | b. | State board of real
estate |
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9.
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How long do you have to complain to HUD?
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10.
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An owner refused to rent to a qualified minority. This violation of the Fair
Housing Act is:
a. | a violation of the statute of frauds. | c. | a criminal act. | b. | punishable only if
intent can be proven. | d. | excusable if it is the first offense. |
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11.
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Federal fair housing laws:
a. | preempt state laws. | b. | are enforced by
HUD. |
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12.
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Violation of the Fair Housing Act is:
a. | grounds for real estate board censure. | b. | a criminal
act |
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13.
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Which advertisement exempts an apartment complex from the requirement to rent to
people with children?
a. | Advertising for 50 year old or older tenants | b. | Advertising for
tenants at least 62 years of age |
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14.
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Which of the following are age limits under the definitions of elderly
housing?
a. | 50 and 55 | c. | 55 and 62 | b. | 52 and 60 | d. | 67 and 75 |
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15.
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If a tenant wants to rent in a complex where children are not allowed, the
broker should:
a. | recommend a unit in an "adults only"
complex. | b. | tell the tenant that only bona fide retirement communities are allowed to prohibit
families with children. |
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16.
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Familial status covers:
a. | children from age of conception to age 18 | b. | living groups of
three or more persons. |
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17.
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Protected classes under the civil rights acts include:
a. | children under 18 living at home, | b. | couples with children over
18. |
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18.
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If a blind tenant has a seeing-eye dog, the landlord may:
a. | require the dog to be kenneled outside. | b. | charge the tenant
for any damage caused by the dog. |
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19.
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A landlord may inform a prospective tenant that:
a. | an existing tenant is a recovering alcoholic. | b. | the tennis court
will be removed. |
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20.
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A landlord must provide a designated handicap parking space:
a. | At no added cost if space is available and a need is shown. | b. | Only after the
handicapped tenant has paid at least 6 months rent in advance. |
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21.
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A handicapped tenant wants the landlord to lower the light switches and install
grab bars in the shower. Must the landlord comply?
a. | No, but the tenant can make the modifications and deduct them from the
rent. | b. | No, but the tenant can make the modification at his own expense and is responsible
for restoring the property at the end of the lease. |
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22.
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The Fair Housing Act of 1968 is a:
a. | federal law. | b. | state law. |
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23.
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A broker may:
a. | avoid using the HUD equal opportunity poster. | b. | tell the seller that
the buyer is unemployed. |
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24.
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A landlord with handicapped tenants may:
a. | require them to leave their seeing eye dogs
outside. | c. | evict handicapped tenants who are excessively noisy. | b. | require seeing-eye
dogs be neutered. | d. | require the handicapped tenants to occupy units in a particular area of the
complex. |
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25.
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Which areas in a new high-rise apartment structure must be accessible to the
handicapped?
a. | only the ground floor. | c. | the common areas shared by all tenants.
| b. | only the basement and ground floor. | d. | the entire
structure. |
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26.
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A lender charges higher interest rates to financially qualified persons with
disabilities.
a. | This is legal because statistics show that persons with disabilities are more likely
to
default on loan payments. | b. | This is
illegal. |
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27.
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Which of the following is a protected class under the Federal Fair Housing
Act?
a. | students | c. | marital status | b. | age | d. | mental
incapacity |
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28.
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Scare tactics involving the type of people moving into a particular neighborhood
is:
a. | redlining. | c. | steering. | b. | blockbusting. | d. | disclosure. |
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29.
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Fair Housing laws do NOT cover:
a. | puffing. | c. | blockbusting. | b. | steering. | d. | redlining. |
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30.
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A minority asks to be shown property only in a minority area. The salesperson
complies. The salesperson may comply with the request because the salesperson:
a. | is not excluding any areas of the community. | b. | must obey all buyer
instructions. |
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31.
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A handicapped person has modified an apartment to suit her requirements. Who
must pay to restore the outside property to its original condition?
a. | The tenant can be required to pay for the costs of restoration. | c. | The landlord can
increase the security
deposit to cover the restoration costs. | b. | The state government
will pay for restoration costs. | d. | The landlord must pay for all restoration costs. |
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32.
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Which indicates steering?
a. | A broker does not show homes in a new development to minorities. | b. | A lender refuses to
provide mortgage loans in a particular ethnic area. |
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33.
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A seller using a broker rejects a prospective buyer's full-terms offer
because of the buyer's religion.
a. | The seller cannot discriminate based on religion. | b. | The seller has the
right to reject all offers. |
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34.
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If a listing seller insists upon discriminating against minorities, the real
estate agent should:
a. | terminate the agency relationship. | b. | report the client to the Human Rights
Commission. |
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35.
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If a minority couple decides to buy in a nonminority area, the broker
should:
a. | assist in completing the transaction. | b. | assist the buyers but inform them of the racial
makeup of the area. |
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36.
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An owner instructs her broker to sell only to her own race. Her listing broker
does not advertise the property. Is this instruction legal?
a. | No, it violates the Federal Fair Housing Act. | b. | Yes. |
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37.
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When "FSBO" owner is selling her own home without a broker. She
wants to help minorities find a suitable property, so her ad indicated that she
would prefer to sell to a minority. Is this legal?
a. | Yes | b. | No, because the advertisement mentions an
ethnic preference. |
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38.
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A FSBO seller advertises "Whites Only." The ad:
a. | is legal under federal law. | b. | violates federal civil rights
laws. |
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39.
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An owner-occupant of a 4-plex refuses to rent to students who are Presbyterian.
The owner's actions are
a. | legal. | b. | a violation of the federal civil rights
acts. |
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40.
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Which property is exempted from the 1968 Fair Housing Act?
a. | A property where the owner lives in one of the units and won't rent the other
three units to students with a particular national origin | b. | Vacant residential
lots |
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41.
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An owner-occupant of a unit in a 10-unit apartment complex:
a. | may not discriminate because the complex has 10 units. | b. | may discriminate
because the complex is owner-occupied. |
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42.
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The 1866 Civil Rights Act applies only to discrimination based on:
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43.
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An owner-occupant renting three units in a
4-plex may discriminate on the basis of each of the following except: a. | race. | c. | mental handicap. | b. | religion. | d. | physical handicap.
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